Tax Summary
Rate Breakdown
RRSP Optimization
Your 2026 RRSP impact based on Alberta marginal rates.
Alberta 2026 Provincial Tax Brackets
| Taxable Income | Alberta Rate |
|---|---|
| $0 – $148,269 | 10% |
| $148,269 – $177,922 | 12% |
| $177,922 – $237,230 | 13% |
| $237,230 – $355,845 | 14% |
| Over $355,845 | 15% |
Alberta Advantage: Alberta has no provincial sales tax, no surtax, and the highest provincial basic personal amount in Canada ($21,003). Most Albertans pay significantly less total tax than residents of other provinces at the same income level.
Alberta Income Tax — FAQ
Common questions about Alberta's 2026 provincial income tax.
What are Alberta's 2026 income tax brackets?
Alberta has five provincial brackets: 10% on the first $148,269; 12% on $148,269–$177,922; 13% on $177,922–$237,230; 14% on $237,230–$355,845; and 15% on income over $355,845. The large 10% bracket means most Albertans pay just one provincial rate.
Why is Alberta's BPA so high?
The 2026 Alberta basic personal amount is $21,003 — the highest of any province. This means the first $21,003 of income faces zero Alberta provincial tax, equivalent to a $2,100 provincial tax credit. Alberta intentionally sets a high BPA to deliver a tax advantage to residents.
Does Alberta have a provincial sales tax?
No. Alberta is the only province without a PST. Residents pay only the 5% federal GST on most purchases, making Alberta goods and services cheaper than in other provinces.
How much less tax do Albertans pay?
At $100,000 of employment income, an Albertan pays roughly $5,000–$8,000 less in combined income tax than a resident of Ontario, BC, or Quebec — depending on deductions. See the full comparison →
Is an RRSP still valuable in Alberta?
Yes. Even with Alberta's lower rates, a $10,000 RRSP contribution at $95,000 income saves approximately $3,600 in combined taxes (federal 26% + AB 10%). Higher income Albertans save even more — at $150,000+ the combined marginal rate rises to ~41%.